Charles Pinkard, Inc. is ready for your FHA workCharles Pinkard, Inc. is VA state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-insured loan, be sure to hire Charles Pinkard, Inc., as we are approved and qualified to produce FHA appraisals. We're trained and understand the rules and procedures in FHA's guidance and policy documents. Be sure to contact Charles Pinkard, Inc. if you need an appraisal done for an FHA-secured loan. If your financial transaction is FHA insured, that means that the loan has been secured by the FHA, which is a branch of the United States Department of Housing and Urban Development (HUD). The FHA does not provide funds to borrowers, rather, it provides lending agencies with protection with mortgage insurance in case the borrower defaults on his or her loan obligations. The FHA and their loan programs are created to help low-to-moderate income purchasers help meet credit requirements if they otherwise would not. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. Purchasers with lower income or less starting funds to put down on a mortgage benefit the most from Federal Housing Administration loan programs. |